Merchant Cash Advances and How They Can Help Businesswomen

by admin on April 9, 2014

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Small business loans are often difficult to obtain for many aspiring female entrepreneurs. Many potential business owners, especially women, have marched into a bank with a dream, a stellar business plan, and the notion that no bank would turn down such a fantastic business venture, only to leave the bank disappointed, searching for other avenues of credit.

Even established female-owned businesses often have difficulty obtaining expansion loans and lines of credit. Women frequently encounter more hurdles than men do when applying for a small business loan. Small business loans for women are often denied by traditional lenders based on a number of factors that more frequently apply to female business owners.

The absence of a solid credit and employment history can derail small business loans for women. Many women who have spent years raising children and working as homemakers have not had opportunities to establish personal credit histories. Frequently, the credit cards and payment histories are in the husband’s name. Women are also often unable to show a long-standing and reliable work history. Despite these facts, however, many women have been successfully running small businesses for years and managing their household finances, even where traditional banks just see zero credit and a spotty work history.

Another alternative source of funding is borrowing against future credit card transactions. An established, female small business owner can often qualify for a cash advance secured by future credit card receivables. This funding is typically available to a small business owner who can demonstrate monthly credit card processing amounts of at least $3,000 to $5,000 over a period of 12 months.

Merchant Cash Advance is here to help women entrepreneurs succeed in building their dream businesses.


Merchant Cash Advances: A Useful Tool for Your Small Business

by admin on April 2, 2014

View Count: 957

Maybe you’re wondering how a Merchant Cash Advance can help you and your small business. Maybe you’re wondering why we’re best suited to help you and your small business. Whatever questions or concerns you may have, we’re here to help clear the air and resolve your concerns.Whether you are just starting your business or you’ve been trying to give it wings for awhile, you know expenses are often unexpected but typically necessary. This can occur at the beginning of your business venture or later in the life of your business.
We all know that when it rains, it pours, so keep us in mind when you need a little cash help, Merchant Cash Advance. If you’ve been putting off your office remodel, in desperate need of new equipment, or maybe need to even pay off some other debt—contact us! Whatever your reason, we can assist you.Merchant Cash Advance offers cash advances to small and mid-sized businesses that have struggled in the past to obtain financial support and/or have little to no collateral. Our company is comprised of business, communications, and financial teams, along with a technologically advanced system that provides small- and mid-sized business owners with the financial resources they need.We’ll be waiting.


About MCA

by admin on March 26, 2014

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Welcome to the official blog site of Merchant Cash Advance and Merchant Credit Advance! The purpose of this blog site is to offer valuable information to our readers on alternatives to small business loans. Through MCA, our clients are able to obtain working capital that provides them with the quick cash they need to improve their businesses.

The realm of finance is not new to us. For years, we have been a leader in student loan consolidations. But due to the recent changes in student loan legislation, we have redirected our focus from helping students save money to helping small business owners get money! As veterans in the world of finance, we have a strong team of experts who work to help our clients receive the working capital that they need in a fast, efficient manner.

Because we are not a traditional lending institution, our clients can avoid the hassles that are associated with applying for bank loans. We do NOT require: tax records, business profiles, collateral, personal financial statements from owners or partners, or years of business financial statements.

To learn more about MCA and how we can work for you, please visit: or today! And keep checking back to our blog for the latest in the world of cash advance and finance options!


A Pep Talk for Small Business Owners

by admin on March 19, 2014

View Count: 1197

I brought some holiday cheer the other day to a friend of mine who was bummed about the economy. He owns a small advertising company and, as is the case with everyone these days, he’s been experiencing losses, forcing him to lay off a few employees. I told him to speak to the experts at Merchant Cash Advance to get him through these tough economic times.

“Yeah, I’ve heard of those places, they loan you a bunch of money, and then you spend the rest of your life paying it back. And besides I don’t generate enough revenue to even qualify for one. No thanks,” he huffed.

I told him that nothing could be farther from the truth. First of all, the friendly, knowledgeable staff at Merchant Cash Advance is here to help by giving you all the information up front. They’re not out to make a buck, they’re out to help your small business succeed. It’s a win-win situation for everyone.  Check them out at if you’re skeptical.

“But they won’t want to deal with the ‘small people’ like me,” he asked me with a hint of interest in his voice.

I explained that he was wrong again. In fact, any small to mid-sized company that’s been in existence for the past 12 months, generates $3000 a month in credit card transactions, and has struggled in the past to obtain financial support and/or has little to no collateral qualifies for a loan of between $5,000 to $150,000!  Additionally, there are no closing costs, origination fees, collateral, or cosigner requirements, and after approval, those funds are wired into your business checking account in 10 to 14 days. That’s it.

“Really? Well this sounds a little too good to be true. How long do I have to pay the loan back? I’m short on cash now, but when the economy improves I’ll be fine. But who knows when that’s going to happen?”

I advised him that there’s no fixed time frame for repayment. The folks at Merchant Cash Advance simply create an automated system through which they’ll retrieve a specified percentage of your future Visa and MasterCard sales.

“But…um…” he stumbled.

“But nothing!” I answered. “Call Merchant Cash Advance at 1-800-503-1146 or visit their website at where you can fill out an online application form to get the scoop on how to get fast cash for your small business!”

My friend did end up getting the money, and thanked me for the pep talk. So if you’re a small business owner, heed my advice and give Merchant Cash Advance a try, you’ll be glad you did.


Getting Your Merchant Cash Advance Is as Easy as 1, 2, 3

by admin on March 5, 2014

View Count: 1174

If you were wondering about who exactly qualifies for a Merchant Cash Advance, I’m going to use this time to break it down especially for you—the small- to mid-sized business owner.

Remember, you can view these qualifications at a glance by visiting, and clicking on the blue “LEARN MORE” button in the middle of the page. Or you can simply click here.


…you’ve struggled to get a bank loan.
If you’ve played the “Applied & Denied” game a little bit too long, or simply don’t want to jump through the hoops that your bank has mandated, then remember— Merchant Cash Advance is here as your lender of choice!

…your Visa and MasterCard transactions total $3,000 or more per month.
That’s our only income requirement. Once you’ve you meet or exceed it, you qualify for the $5,000 to $150,000 you need to help your business thrive.

…you’ve been in business for 12+ months.
If you’ve made it past the one-year hurdle, then congratulations! We’re 100% confident that you’ve got what it takes to succeed, and we want to share in that success with you.

…you agree to share your business history with us.
Give us the scoop and we’ll tailor an automated payback system just for you.

…then, MCA is the way to go for you and your business. Simple, isn’t it? Call the financial pros at Merchant Cash Advance at 1-800-503-1146 or fill out an online application now!


What is Credit Card Factoring?

by admin on February 19, 2014

View Count: 1079

In the last post, I mentioned how MCA provides small business owners freedom from monthly payments. We do this by purchasing a set percentage of the business owner’s future credit card receivables. This process is also known as credit card factoring, or credit card receivables financing. For those merchants who are not completely familiar with this process, here is a link to an article that explains the whole process:


Endless Possibilities with an MCA Cash Advance

by admin on February 12, 2014

View Count: 869

Many cash advance companies regulate how small business owners can use the working capital that they receive from these companies. Fortunately, for our clients, MCA does not.  We allow our clients to use their MCA cash advance in any way that they choose to help their growing businesses. Here are a couple articles that provide ideas on ways that small business owners can utilize an MCA cash advance:


High FICO Scores Come To Merchant Cash Advance

by admin on February 5, 2014

View Count: 1206

Something interesting has happened during the last few months of the credit crisis: credit profiles for merchant cash advances are on the rise. Near perfect FICO scores in the 700s and even 800s are all over applications we receive.

In the past, applicants with scores like these would first seek traditional bank loans. And typically, their loan needs would have been granted. But these days, applicants like these are turning to companies like Merchant Cash Advance for funding, while traditional financial institutions are scared to loan any money out, even to qualified candidates. Seems like every day we hear about another bank taking a tumble. Today, news is all about Citi Group’s predicament and the possibilities of its bailout.

Our current economic conditions present a unique environment to introduce businesses to merchant cash advances and how they can provide businesses the funding they seek. The economy may have slowed down dramatically, but businesses still require money for things like renovations, technology upgrades, etc., but with financial institutions high timidity, these business owners, CEOs, etc. will need alternative sources of funding, (i.e. a merchant cash advance).

A merchant cash advance is perfect for venture capital for a new start-up, too (just think of all the interesting business opportunities created from the economic crisis). We can get you the money you need fast!