FAST FINANCIAL SOLUTIONS FOR YOUR BUSINESS

If you were wondering about who exactly qualifies for a Merchant Cash Advance, I’m going to use this time to break it down especially for you—the small- to mid-sized business owner.

Remember, you can view these qualifications at a glance by visiting www.merchantcashadvance.com, and clicking on the blue “LEARN MORE” button in the middle of the page. Or you can simply click here.

If…

…you’ve struggled to get a bank loan.
If you’ve played the “Applied & Denied” game a little bit too long, or simply don’t want to jump through the hoops that your bank has mandated, then remember— Merchant Cash Advance is here as your lender of choice!

…your Visa and MasterCard transactions total $3,000 or more per month.
That’s our only income requirement. Once you’ve you meet or exceed it, you qualify for the $5,000 to $150,000 you need to help your business thrive.

…you’ve been in business for 12+ months.
If you’ve made it past the one-year hurdle, then congratulations! We’re 100% confident that you’ve got what it takes to succeed, and we want to share in that success with you.

…you agree to share your business history with us.
Give us the scoop and we’ll tailor an automated payback system just for you.

…then, MCA is the way to go for you and your business. Simple, isn’t it? Call the financial pros at Merchant Cash Advance at 1-800-503-1146 or fill out an online application now!

{ 0 comments }

This week I’m enjoying the holidays on the relaxing shores of the Gulf of Mexico. All I have to keep me company is: the sun’s delightful warmth, miles of soft white sand in every direction…and my laptop (of course!). It’s not a bad way to spend the latter half of December, wouldn’t you say? Ten years ago when I attended graduate school here in Tampa Bay, I took all this delightful weather for granted, and resented the “snowbird” tourists from the upper Midwest and Canada. I mean, they had some nerve invading my quiet southern town, adding to the congestion, and making me even later for class than I already was!

I really should have thanked them though. A report by the Tampa Bay Convention & Visitors Bureau reports that the estimated 18,000,000 winter tourists that came to town in 2005 alone spent over $3 billion, and were responsible for employing 46,000 people.

That got me thinking about the advantages of running a seasonal business. Imagine owning a charming hotel or seaside grill during the busy tourist season. You’d work maybe six months of the year, and then you could close down for months at a time during the off-season and just enjoy life with all the cash you earned. Perhaps you want to improve your small business, and take that long vacation to renovate or expand your proprietorship, thus allowing you to emerge even bigger and better than ever for your valued customers!

Unfortunately, during these troubled economic times, taking out a bank loan seems to be next to impossible. And even if they approve you, there’s still have a fixed time period in which to pay it back. While you’re sure that repayment won’t be a problem during the busy season, it could create quite a hardship over long breaks when your business generates little to no revenue.

Enter Merchant Credit Advance.

Go ahead, check them out! You’ll find answers to most of your questions online by going to www.merchantcreditadvance.com, or you can speak with a friendly, knowledgeable consultant at 1-800-503-1146. (Yes, the call is free, and yes, you will speak to a person!)

Apply online by clicking here.

You can request anywhere from $5,000 to $1,000,000 in business capital, and get that cash in a matter of days! We don’t require any personal collateral up front, either. We’ll simply grant you an advance based on your future Visa and MasterCard sales. This type of system is advantageous to typical bank loans because the more you make, the quicker you’ll actually pay off your advance. And conversely when cash is at a premium during the slow seasons, you’ll pay less, because you’re earning less.

Feel free to leave your comments about your experiences as a seasonal business owner, or about how Merchant Credit Advance helped you out. Have a wonderful holiday and New Year. (I’m going to get back to some more winter sun worship!)

{ 0 comments }

If you’re reading this, chances are you either have a small business or are in the process of starting one. Maybe you just opened a suburban candy store down the street, as my uncle did a decade ago. Like him, you’re probably looking to be a fixture in your community, make a modest profit, and be your own boss. Being the next big thing would be great, but realistically, a steady customer base is your ultimate goal. How should you go about attracting customers in your area? Customers who pay, rather than window shop. Customers who make frequent return visits. Customers who trust in you and your product! Here are some suggestions that you’ll want to consider:

1) Before you advertise in any medium consider your business and its industry.

2) Write down three concrete examples of how your product or service is different from those of your competitors, and why these differences make your product irresistible to the public. Notice I didn’t say ‘better,’ because just being better isn’t good enough if you want to truly succeed.

3) Focus on benefits — and play them up. If you’re the only store in the area that sells Belgian chocolate from an exclusive gourmet candy manufacturer in Brussels, then disclose those facts up front, and tell us why that matters.

4) Repetition and parsimony are the golden words in advertising. You’ve got to get to the point quickly, then run your ad several dozen times to make an impact. Advertising has a cumulative effect; it takes time to get results.

Unfortunately, my uncle never tapped into the remarkable power of advertising, believing it to be a luxury instead of a necessity, and his wonderful gourmet candy shop folded in less than a year. Had he done his research he would’ve found that getting money for his business would have been as easy as calling Merchant Cash Advance’s professional staff at 1-800-503-1146 or by filling out this quick online application form.

Even if you have bad credit or little to no collateral, the knowledgeable staff at Merchant Cash Advance will put its expertise to work for you. Once you’ve been approved for an agreed-upon amount , the funds are simply wired into your checking account within two weeks. And repayment is a breeze because it’s contingent upon your monthly credit card transactions. The more you earn, the faster you pay back your advance. That means that unlike banks there is no repayment schedule. Your money comes without strings—it’s yours! Use if for whatever you want.

So with that said, give ‘em a shot. You’ve got nothing to lose and everything to gain.

{ 0 comments }

I think the worst part about starting your own business is all the so-called start-up money you need! It turns the American dream of being your own boss and having your own small business into the American nightmare. I see tons of small businesses everywhere I look and think “how did they do it?” And the biggest irony of all is the fact that before you can make money, you will have to spend money—lots of it. Then you open and cross your fingers that you start making a profit.

So let’s say you’ve already jumped through these hoops and you’re up and running, and now you want to expand. So you apply for a loan. Simple enough? Not quite. Getting a traditional bank loan, especially in these times, is next to impossible. What’s worse is once you apply for one, the banks want to know so much about your business and why you need the money. Some loans will specify what your money can and can’t be spent on (as if that’s any of their business). I mean, if you ask me, all they should really be interested in is whether or not you can pay back the loan and when.

That’s why Merchant Credit Advance is really the best way to go for small business owners. First of all, you can apply online at www.merchantcreditadvance.com or call them on the phone at 1-800-503-1146 and speak to an actual person. And no matter what you want the funds for, they can get them into your checking account quickly— about 2 weeks after applying. And cash amounts range from $5,000 to $1,000,000. The best part is that there is no specified time to pay back the loan! The professionals at Merchant Credit Advance set up an automatic retrieval system whereby you pay them back with a certain percentage of your Visa and MasterCard sales. So when you get paid, so do they. All of this is discussed up front, so there are no surprises. They’re here to help you. And if you don’t believe me, just give them a call or fill out an online application form and they’ll break it down for you.

{ 0 comments }

I brought some holiday cheer the other day to a friend of mine who was bummed about the economy. He owns a small advertising company and, as is the case with everyone these days, he’s been experiencing losses, forcing him to lay off a few employees. I told him to speak to the experts at Merchant Cash Advance to get him through these tough economic times. 

“Yeah, I’ve heard of those places, they loan you a bunch of money, and then you spend the rest of your life paying it back. And besides I don’t generate enough revenue to even qualify for one. No thanks,” he huffed.

I told him that nothing could be farther from the truth. First of all, the friendly, knowledgeable staff at Merchant Cash Advance is here to help by giving you all the information up front. They’re not out to make a buck, they’re out to help your small business succeed. It’s a win-win situation for everyone.  Check them out at www.merchantcashadvance.com if you’re skeptical.

“But they won’t want to deal with the ’small people’ like me,” he asked me with a hint of interest in his voice.

I explained that he was wrong again. In fact, any small to mid-sized company that’s been in existence for the past 12 months, generates $3000 a month in credit card transactions, and has struggled in the past to obtain financial support and/or has little to no collateral qualifies for a loan of between $5,000 to $150,000!  Additionally, there are no closing costs, origination fees, collateral, or cosigner requirements, and after approval, those funds are wired into your business checking account in 10 to 14 days. That’s it.

“Really? Well this sounds a little too good to be true. How long do I have to pay the loan back? I’m short on cash now, but when the economy improves I’ll be fine. But who knows when that’s going to happen?”

I advised him that there’s no fixed time frame for repayment. The folks at Merchant Cash Advance simply create an automated system through which they’ll retrieve a specified percentage of your future Visa and MasterCard sales.

“But…um…” he stumbled.

“But nothing!” I answered. “Call Merchant Cash Advance at 1-800-503-1146 or visit their website at www.merchantcashadvance.com where you can fill out an online application form to get the scoop on how to get fast cash for your small business!”

My friend did end up getting the money, and thanked me for the pep talk. So if you’re a small business owner, heed my advice and give Merchant Cash Advance a try, you’ll be glad you did.

{ 0 comments }

Part of building a good credit rating includes taking out loans or other types of credit. Your business credit rating is not only going to be based on how much money you’ve borrowed and paid back, but on how much money has been paid back on time, late, or not at all. 

If you’re a business owner, consider the importance of your credit rating. We all know that your business credit rating tells lenders how trustworthy you are when it comes to paying back past creditors. Should you ever need to use your business as collateral or take out a business loan (and who doesn’t?), your credit rating will be of utmost importance in determining whether you get a good rate, or whether you get the loan at all—especially in today’s uncertain economic climate. 

Fortunately, protecting your credit score is as easy as choosing the right lender. At www.merchantcreditadvance.com, we give you all of the information up front so that you can make the best decision possible when it comes to choices that affect your credit. Since it’s important to take only the credit that you can afford, the experts at MerchantCreditAdvance are dedicated to providing you with an accurate idea of what types of credit are best suited for you and how they can help your business credit rating instead of hurting it.

{ 0 comments }

Let’s say you’re a small business owner and have been thinking about getting a loan. You’ve tried all the traditional means like your local bank, increased lines of credit, etc., but nothing is going the way you’ve planned.

Well, you’ve stumbled upon something that can truly help you and your business get the funds it needs. Merchant Cash Advance has formed a business capital system through which you, as a business owner, are able to receive a merchant cash advance based on your business’s credit card transactions. In this process we pre-purchase a specified amount of your future credit card sales.

We provide venture capital for small and mid-sized businesses who find it difficult to get business loans, or venture capital from banks or leasing companies.

So are you intrigued about what you could do with this money? Here are some suggestions:

Fixed Costs
You may use your business capital from Merchant Cash Advance for things as simple as your building’s rent, the utilities and storage costs associated with running your business, and even phone and Internet service.

Licensures
Another use for your working capital from MCA is the business liability and licensing that go along with owning and operating a business.

Business Equipment
Another cost associated with running a successful business is acquiring and maintaining the necessary equipment. Your additional funding from Merchant Cash Advance may be used for equipment leasing or purchasing, which may include business furniture such as desks, phones, computers, computer software, cash registers, credit card terminals, delivery vehicles, maintenance, fuel, and more!

Taxes
Regardless of whether you pay the taxes for your business on quarterly or yearly basis, the cost can become a burden that can sometimes catch small business owners off guard. Fortunately, this is just another way that you may use your working capital from Merchant Cash Advance. Uses may also include payroll taxes.

Employee Costs
Even for businesses with a smaller staff, the costs associated with having and maintaining employees can add up. Feel free to use your MCA cash advance for training purposes, employee wages, employee benefits/insurance, and incentives or awards for your staff.

Product
Whether you are looking to purchase more product, or to introduce new product to your business, your additional funding from MCA can go to cover products including the costs associated with packaging and shipping the product.

Expanding
Perhaps your business is ready to expand and grow. We can help with the costs of a new building, additions onto your building, adding more sites for your business, new equipment, business furniture, and more!

Marketing Purposes
Sometimes all a growing business needs to make it successful is a good marketing strategy. We can help with the costs of promotions, signage, websites, advertisements, and any costs associated with marketing your company!

{ 0 comments }

Small business loans are often difficult to obtain for many aspiring female entrepreneurs. Many potential business owners, especially women, have marched into a bank with a dream, a stellar business plan, and the notion that no bank would turn down such a fantastic business venture, only to leave the bank disappointed, searching for other avenues of credit.

Even established female-owned businesses often have difficulty obtaining expansion loans and lines of credit. Women frequently encounter more hurdles than men do when applying for a small business loan. Small business loans for women are often denied by traditional lenders based on a number of factors that more frequently apply to female business owners.

The absence of a solid credit and employment history can derail small business loans for women. Many women who have spent years raising children and working as homemakers have not had opportunities to establish personal credit histories. Frequently, the credit cards and payment histories are in the husband’s name. Women are also often unable to show a long-standing and reliable work history. Despite these facts, however, many women have been successfully running small businesses for years and managing their household finances, even where traditional banks just see zero credit and a spotty work history.

Another alternative source of funding is borrowing against future credit card transactions. An established, female small business owner can often qualify for a cash advance secured by future credit card receivables. This funding is typically available to a small business owner who can demonstrate monthly credit card processing amounts of at least $3,000 to $5,000 over a period of 12 months.

Merchant Cash Advance is here to help women entrepreneurs succeed in building their dream businesses.

{ 0 comments }

{ 0 comments }